End-to-end Islamic and ethical finance capability

Many institutions struggle because Shariah advice, product development, operations, risk management, and board reporting are handled separately. Solidarity’s model integrates these streams, so clients can build solutions that are Shariah-conscious, regulator-ready, operationally workable, and commercially sustainable.

Services

Solidarity is not a theoretical consultancy. It is an execution-oriented advisory firm that helps clients move from ambition to launch: from strategy to documentation, governance, Shariah oversight, training, compliance, and ongoing market credibility. We offer a range of specialized services tailored to meet your individual needs. Our approach is focused on understanding and responding to what you require, providing effective and practical solutions.

Islamic Banking Advisory

  • Conversion from conventional to Islamic banking models
  • Islamic window setup and operating frameworks
  • Consumer, corporate, government, infrastructure, and SME finance products
  • Liquidity management, interbank arrangements, documentation, and manuals
  • Training for boards, management, front line, risk, compliance, and operations

Takaful & ReTakaful Advisory

  • Takaful operator setup and transformation support
  • Product development for general, family, micro, and bancatakaful channels
  • Retakaful window and syndicate support, including Lloyds-market experience
  • Governance frameworks, Shariah audit, claims, underwriting, and operational training
  • Capacity-building for insurers transitioning toward ethical and cooperative models

Asset Management, Sukuk & Ivestment Advisory

  • Islamic mutual fund and portfolio screening frameworks
  • Sukuk structuring support and documentation review
  • REIT and real estate investment advisory
  • Wealth and investment models aligned with sustainability and ethical principles
  • Staff training for fund managers, relationship managers, and governance teams

Fintech & Digital Islamic Finance

  • Islamic neobank, crowdfunding, and digital distribution advisory
  • Shariah-compliant onboarding and investor portal concepts
  • Smart contract and blockchain-related screening perspectives
  • AI-assisted compliance and risk-monitoring concepts
  • Digital-first takaful and ethical finance product design

Treasury, FX, & Risk Management Advisory Professional

  • Identification of genuine currency and cash-flow exposure
  • Responsible use of forwards, options, derivatives, and hedging tools
  • Policy frameworks separating risk management from speculation
  • Board and management training on ethical treasury governance
  • Commercially sound controls for cross-border and multi-currency operations

Shariah Compliance, Governance, & Audit

  • Shariah screening, certification coordination, and product review
  • Operational framework reviews and gap assessments
  • Shariah board support, governance charters, and reporting templates
  • Purification, charity allocation, and compliance monitoring processes
  • Audit-ready documentation for market credibility and institutional assurance